Skip to content
  • team@rate-advantage.com
  • 737-260-0099
  • Austin, TX

Apply Now

  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
Schedule Meeting

Blog

How to Become a Mortgage Loan Officer?
Guide

How to Become a Mortgage Loan Officer? Complete Guide

Read More »
February 11, 2026 No Comments
What Is a Family Opportunity Mortgage?
Guide

What Is a Family Opportunity Mortgage?

Read More »
February 10, 2026 No Comments
Are FHA Loans Only for First Time Home Buyers?
Guide

Are FHA Loans Only for First Time Home Buyers?

Read More »
February 4, 2026 No Comments
Current Interest Rates on Property Austin TX 2026
Guide

Current Interest Rates on Property Austin TX 2026

Read More »
February 3, 2026 No Comments
Current Mortgage Rates 30 Year Fixed 2026
Mortgage Rates

Current Mortgage Rates 30 Year Fixed 2026

Read More »
January 28, 2026 No Comments
How Much Do Mortgage Loan Officers Make?
Guide

How Much do Mortgage Loan Officers Make in 2026?

Read More »
January 27, 2026 No Comments
Page1 Page2 Page3 Page4
  • Testimonials

What They Say

Hear from our happy homeowners and see why clients trust Rate Advantage for the best mortgage experience.
More Testimonials
★★★★★ Rated 5 out of 5

Justin and his team were very helpful responsive and generally great to work with. Justin explained my different options thoroughly and ensure I understood exactly

Vishnu

★★★★★ Rated 5 out of 5

Justin and his team made the home buying experience easy and without stress. Each step was explained in depth as it approached which alleviated being

Silvia M

★★★★★ Rated 5 out of 5

We are 100 percent satifisfied very professional we are very pleased to have you assist us with us our purchase.

Joe M

★★★★★ Rated 5 out of 5

Justin has been wonderful. He took a lot of time to explain the home buying process and broke down all the numbers. It was my

Gina M

★★★★★ Rated 5 out of 5

Thank you for taking the time to send me the emails and i look forward and working with you guys

Eduvelia R

★★★★★ Rated 5 out of 5

Justin has always exceeded my expectations as a lender! His team have the process down like a well oiled machine and are great with not

Amanda R

★★★★★ Rated 5 out of 5

Best lender in town!

Justin H

★★★★★ Rated 5 out of 5

There are not enough stars above to rate them higher or I would have. One of the very biggest assets this company has is its

Captain B

★★★★★ Rated 5 out of 5

Justin was very good at securing my mortgage. I definitely appreciate his texts & follow-up with information.

Carol K

★★★★★ Rated 5 out of 5

I was referred to Justin through my awesome Realtor Chris Torrey. Justin called me one night about 7:00 and said he had about ten minutes

Shannon T

Video Testimonials

Yash Nigam

Rames

Gunnels Murphy

Santzz

Saurabh Vitian

Jocelyne Hill

HCU Moto Vlogs

Tanner Walker

Irina

Bryant

  • Free Quote

Do Not Hesitate To Ask Us Any Questions.

Have questions? Our team is just a call or message away—let’s simplify your path to homeownership.
  • team@rate-advantage.com
  • 737-260-0099
  • 11200 Menchaca Rd Bldg 4 Ste 5 Austin TX 78748

We specialize in offering tailored mortgage solutions, helping clients achieve their dream homes with expert guidance, personalized service, and a commitment to simplifying every step of the home financing journey.

Loan Programs

  • Fixed-Rate Mortgage
  • FHA Loan
  • VA Loan
  • Rehab Loan
  • USDA Loan
  • Jumbo Loan
  • First Time
  • Low Down Payment
  • Investment Property
  • Bank Statement Program
  • Bridge Home Loan
  • Construction Home Loan
  • DSCR Home Loan
  • Fix & Flip Home Loan
  • HELOC Home Loan
  • Reverse Mortgage
  • Seller Paid Buydown
  • Refinance Mortgage Loan
  • Cash-Out Refinance
  • VA Loan Refinance
  • Fixed-Rate Mortgage
  • FHA Loan
  • VA Loan
  • Rehab Loan
  • USDA Loan
  • Jumbo Loan
  • First Time
  • Low Down Payment
  • Investment Property
  • Bank Statement Program
  • Bridge Home Loan
  • Construction Home Loan
  • DSCR Home Loan
  • Fix & Flip Home Loan
  • HELOC Home Loan
  • Reverse Mortgage
  • Seller Paid Buydown
  • Refinance Mortgage Loan
  • Cash-Out Refinance
  • VA Loan Refinance

Quick Links

  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us

Loan Calculators

NMLS #1660690

2025 Copyright © All Rights Reserved By Rate Advantage. Developed by The Business Toolkit.