I am a senior mortgage professional offering a complete spectrum of mortgage products, focusing in both areas of residential and commercial lending. As Kim Allen, I am also a certified professional business coach providing a comprehensive “inside-out” methodology for significant and sustainable results to my professional clientele. I surround myself with highly experienced professionals in order to assist my clients with additional financial needs, other than mortgage financing, to help them grow and preserve their wealth. As a Senior Loan Officer and trusted senior mortgage lender, I ensure my clients receive guidance backed by strong industry experience and support.

I am mother of three, wife to a wonderful husband, and I assist home buyers and homeowners with purchase loans and refinances. In addition to my expertise in residential lending, I am dedicated to supporting real estate professionals in growing their business through education, coaching and resources. I assist them in staying on top of today’s ever-changing industry. Thanks to my exceptionally loyal clientele, remarkable business partners, and outstanding mortgage team, I am enjoying a thriving and growing lending practice. I truly enjoy the opportunity to serve homeowners and soon-to-be homeowners with solutions to help them with the financial decisions surrounding homeownership. I serve many consumers and partners throughout the state of California and Texas. I am a great person to work with because I find ways for all of us to succeed by listening to the needs of others and exploring solutions to challenges. This commitment is part of why many refer to me as a knowledgeable mortgage lender rate advantage professional, bringing the benefits of working with a rate advantage mortgage officer to every transaction.

I am dedicated to providing sound mortgage solutions for my clients. With the wonderful, experienced team I have chosen, we are able to deliver exceptional service through an enjoyable and easy process. I am committed to maintaining high quality service by providing constant communication and sound solutions that will continue long after our clients’ transactions are completed. I am dedicated to building life-long relationships with both my clients and my referral partners. I want the people that come in contact with me to feel so satisfied with our services that they are proud to refer their family, friends and colleagues to me and my team. I am focused on being my clients financial professional for life. As Kim Allen, I strive to embody the values of a trusted senior mortgage lender and respected loan officer at rate advantage, ensuring every client enjoys the true benefits of working with a mortgage lender rate advantage expert.

I am well-versed in financial advising from my past positions, holding both insurance and investment licenses. Most of my career before originating loans was dedicated to my clients’ financial portfolio management. I am a designated RCS-D – Real Estate Collaborative Specialist – Divorce – “Helping to prevent secured debt disasters in divorce real estate and preserve homeownership eligibility.”

My desire to give back to my community has allowed me to be of service to a few organizations that I am passionate about. I have held roles such as volunteer Story Teller, Board of Director – Past President for Phase2Careers, Fundraising Chair for San Carlos Rotary, Auxiliary Member of The Butter Paddle, founder of To Your Point Business Book Club, Council Members for Business Forward and Membership, Board of Governor – Silicon Valley Capital Club and a few others. I am grateful for the many amazing opportunities that come my way. I will continue to strive for personal excellence and to be a positive role model in my professional and personal life, consistently upholding the standards expected from a rate advantage mortgage officer and trusted Senior Loan Officer.