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  • team@rate-advantage.com
  • 737-260-0099
  • Austin, TX

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  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
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Blog

Can a Felon Get a Mortgage Loan?
Felon Get A Mortgage Loan

Can a Felon Get a Mortgage Loan? Everything You Need to Know!

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January 12, 2026 No Comments
What is an Adjustable Rate Mortgage (ARM)?
Adjustable Rate Mortgage

What is an Adjustable Rate Mortgage (ARM)? A Complete Guide

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January 9, 2026 No Comments
How to raise mortgage FICO score quickly?
FICO score

How to raise mortgage FICO score quickly? Rapid Rescore

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January 7, 2026 No Comments
Mortgage Rates Predictions Texas 2026 (Most Authentic Resources)
Mortgage Loans 2026

Mortgage Rates Predictions Texas 2026 (Most Authentic Resources)

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January 6, 2026 No Comments
Are There Any Special Loans for First-Time Home Buyers?
first time home buyer loan

Are There Any Special Loans for First-Time Home Buyers?

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January 5, 2026 No Comments
Complete Breakdown of Pros and Cons of a HELOC Loan.
HELOC Loan

Complete Breakdown of Pros and Cons of a HELOC Loan.

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December 30, 2025 No Comments
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  • Testimonials

What They Say

Hear from our happy homeowners and see why clients trust Rate Advantage for the best mortgage experience.
More Testimonials
★★★★★ Rated 5 out of 5

The transaction with Justin and his team was fabulous I have been on both sides of the transaction with Justin’s team. I was kept in

Debora F

★★★★★ Rated 5 out of 5

Justin and his team were phenomenal. This was our first time buying a house and was very nervous and uneducated about it. Justin and his

Daniel C

★★★★★ Rated 5 out of 5

Excellent explanation of entire process and options. Updates on process were timely and very well appreciated!!

Juan R

★★★★★ Rated 5 out of 5

You’re all great

Syd C

★★★★★ Rated 5 out of 5

Justin and team we efficient and communicated well to proactively manage expectations. I personally would like less video communication. Since I am in meetings muchhbof

Barbara M

★★★★★ Rated 5 out of 5

Real results from real peoplethanks justin and team you guys are aswome.

Lambert B

★★★★★ Rated 5 out of 5

Thanks for everything. My house is dream come true.

Jiri R

★★★★★ Rated 5 out of 5

The team did an excellent job of communicating with me for everything to go smoothly on the day of closing. I felt comfortable calling them

Melverta G

★★★★★ Rated 5 out of 5

N/A

Angela C

★★★★★ Rated 5 out of 5

Justin and his team made everything as easy as possible in this complicated process. There were regular updates and better communication than I have had

Tamara

Video Testimonials

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Do Not Hesitate To Ask Us Any Questions.

Have questions? Our team is just a call or message away—let’s simplify your path to homeownership.
  • team@rate-advantage.com
  • 737-260-0099
  • 11200 Menchaca Rd Bldg 4 Ste 5 Austin TX 78748

We specialize in offering tailored mortgage solutions, helping clients achieve their dream homes with expert guidance, personalized service, and a commitment to simplifying every step of the home financing journey.

Loan Programs

  • Fixed-Rate Mortgage
  • FHA Loan
  • VA Loan
  • Rehab Loan
  • USDA Loan
  • Jumbo Loan
  • First Time
  • Low Down Payment
  • Investment Property
  • Bank Statement Program
  • Bridge Home Loan
  • Construction Home Loan
  • DSCR Home Loan
  • Fix & Flip Home Loan
  • HELOC Home Loan
  • Reverse Mortgage
  • Seller Paid Buydown
  • Refinance Mortgage Loan
  • Cash-Out Refinance
  • VA Loan Refinance
  • Fixed-Rate Mortgage
  • FHA Loan
  • VA Loan
  • Rehab Loan
  • USDA Loan
  • Jumbo Loan
  • First Time
  • Low Down Payment
  • Investment Property
  • Bank Statement Program
  • Bridge Home Loan
  • Construction Home Loan
  • DSCR Home Loan
  • Fix & Flip Home Loan
  • HELOC Home Loan
  • Reverse Mortgage
  • Seller Paid Buydown
  • Refinance Mortgage Loan
  • Cash-Out Refinance
  • VA Loan Refinance

Quick Links

  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us

Loan Calculators

NMLS #1660690

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