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  • team@rate-advantage.com
  • 737-260-0099
  • Austin, TX

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  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
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    • Investment Property
    • Low Down Payment
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    • FHA Loan
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  • Best Price Guarantee
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  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
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  • Testimonials

What They Say

Hear from our happy homeowners and see why clients trust Rate Advantage for the best mortgage experience.
More Testimonials
★★★★★ Rated 5 out of 5

Wow where to start!! I came in like every first time home owner concerned of all the things I didn’t know. I knew what I could afford but was at a lost of what kind of loan I needed. Justin and his team were incredible at putting me at ease.

Eric G

★★★★★ Rated 5 out of 5

Justin is repeatedly able to accomplish what other lenders are not capable of. Part of that is the company he affiliates with but the majority of that is due to his endless pursuit of education in the lending field. His efforts toward knowing all types of loan options have benefited

Rookie E

★★★★★ Rated 5 out of 5

The transaction with Justin and his team was fabulous I have been on both sides of the transaction with Justin’s team. I was kept in the loop all the way through the process.Justin and his team is friendly and very easy to work with always smilingworking with Justin you can

Debora F

★★★★★ Rated 5 out of 5

Justin and his team were phenomenal. This was our first time buying a house and was very nervous and uneducated about it. Justin and his team really helped ease that by explaining the process and different options. They treated us like we were their only client and if for some

Daniel C

★★★★★ Rated 5 out of 5

Justin Hrabovsky made our loan process an amazing experience. It is obvious that he is passionate about his work and his customers. This was made clear through his constant updates and evaluations during the entire process. My wife and I will always seek Justin’s experience in any future loans we

Ronnie S

★★★★★ Rated 5 out of 5

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Kelly M

★★★★★ Rated 5 out of 5

Justin and his team are knowledgeable and friendly. They have kept in touch with us two years after we closed on the house and seem genuinely interested in their clients satisfaction.

Scott M

★★★★★ Rated 5 out of 5

Justin is an overall good guy. Very knowledgeable. Highly recommendable.

Sonny B

★★★★★ Rated 5 out of 5

Justin and his team were very helpful responsive and generally great to work with. Justin explained my different options thoroughly and ensure I understood exactly what was happening at each stage. Highly recommend

Vishnu

★★★★★ Rated 5 out of 5

Justin and his team made the home buying experience easy and without stress. Each step was explained in depth as it approached which alleviated being overwhelmed with to much information at once. Loved loved loved the total experience. Silvia C. Molina (first time home buyer 2015)

Silvia M

Video Testimonials

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Do Not Hesitate To Ask Us Any Questions.

Have questions? Our team is just a call or message away—let’s simplify your path to homeownership.
  • team@rate-advantage.com
  • 737-260-0099
  • 11200 Menchaca Rd Bldg 4 Ste 5 Austin TX 78748

We specialize in offering tailored mortgage solutions, helping clients achieve their dream homes with expert guidance, personalized service, and a commitment to simplifying every step of the home financing journey.

Loan Programs

  • Fixed-Rate Mortgage
  • FHA Loan
  • VA Loan
  • Rehab Loan
  • USDA Loan
  • Jumbo Loan
  • First Time
  • Low Down Payment
  • Investment Property
  • Bank Statement Program
  • Bridge Home Loan
  • Construction Home Loan
  • DSCR Home Loan
  • Fix & Flip Home Loan
  • HELOC Home Loan
  • Reverse Mortgage
  • Seller Paid Buydown
  • Refinance Mortgage Loan
  • Cash-Out Refinance
  • VA Loan Refinance
  • Fixed-Rate Mortgage
  • FHA Loan
  • VA Loan
  • Rehab Loan
  • USDA Loan
  • Jumbo Loan
  • First Time
  • Low Down Payment
  • Investment Property
  • Bank Statement Program
  • Bridge Home Loan
  • Construction Home Loan
  • DSCR Home Loan
  • Fix & Flip Home Loan
  • HELOC Home Loan
  • Reverse Mortgage
  • Seller Paid Buydown
  • Refinance Mortgage Loan
  • Cash-Out Refinance
  • VA Loan Refinance

Quick Links

  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us
  • Home
  • About Us
    • Team
      • Justin Hrabovsky
      • Cesar Favela
      • Desdanie O’Neal
      • Kim Allen
      • Jeff Cameron
  • Loan Programs
    • VA Loan Refinance
    • Seller Paid Buydown
    • Refinance Mortgage Loan
    • Reverse Mortgage
    • HELOC Home Loan
    • Fix & Flip Home Loan
    • DSCR Home Loan
    • Construction Home Loan
    • Bridge Home Loan
    • Bank Statement Program
    • Investment Property
    • Low Down Payment
    • First Time
    • Stated Income
    • USDA Loan
    • Jumbo Loan
    • Rehab Loan
    • VA Loan
    • FHA Loan
    • Fixed-Rate Mortgage
  • Best Price Guarantee
  • Reviews
  • Contact Us

Loan Calculators

NMLS #1660690

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