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team@rate-advantage.com
737-260-0099
Austin, TX

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Koon Y

Easy and simple steps. Everyone involved willing to answer my dumb questions along the way.

Testimonials

What They Say

Hear from our happy homeowners and see why clients trust Rate Advantage for the best mortgage experience.

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★★★★★ Rated 5 out of 5

The transaction with Justin and his team was fabulous I have been on both sides of the transaction with Justin’s team. I was kept in the loop all the way through the process.Justin and his team is friendly and very easy to work with always smilingworking with Justin you can

Debora F

★★★★★ Rated 5 out of 5

Justin and his team were phenomenal. This was our first time buying a house and was very nervous and uneducated about it. Justin and his team really helped ease that by explaining the process and different options. They treated us like we were their only client and if for some

Daniel C

★★★★★ Rated 5 out of 5

Justin Hrabovsky made our loan process an amazing experience. It is obvious that he is passionate about his work and his customers. This was made clear through his constant updates and evaluations during the entire process. My wife and I will always seek Justin’s experience in any future loans we

Ronnie S

★★★★★ Rated 5 out of 5

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Kelly M

★★★★★ Rated 5 out of 5

Justin and his team are knowledgeable and friendly. They have kept in touch with us two years after we closed on the house and seem genuinely interested in their clients satisfaction.

Scott M

★★★★★ Rated 5 out of 5

Justin is an overall good guy. Very knowledgeable. Highly recommendable.

Sonny B

★★★★★ Rated 5 out of 5

Justin and his team were very helpful responsive and generally great to work with. Justin explained my different options thoroughly and ensure I understood exactly what was happening at each stage. Highly recommend

Vishnu

★★★★★ Rated 5 out of 5

Justin and his team made the home buying experience easy and without stress. Each step was explained in depth as it approached which alleviated being overwhelmed with to much information at once. Loved loved loved the total experience. Silvia C. Molina (first time home buyer 2015)

Silvia M

★★★★★ Rated 5 out of 5

We are 100 percent satifisfied very professional we are very pleased to have you assist us with us our purchase.

Joe M

★★★★★ Rated 5 out of 5

Justin has been wonderful. He took a lot of time to explain the home buying process and broke down all the numbers. It was my first home purchase which is scary but he was amazing. A year and a half later he still answers questions for me or offers help

Gina M

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Have questions? Our team is just a call or message away—let’s simplify your path to homeownership.

team@rate-advantage.com
737-260-0099
11200 Menchaca Rd Bldg 4 Ste 5 Austin TX 78748

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We specialize in offering tailored mortgage solutions, helping clients achieve their dream homes with expert guidance, personalized service, and a commitment to simplifying every step of the home financing journey.

Loan Programs

Fixed-Rate Mortgage
FHA Loan
VA Loan
Rehab Loan
USDA Loan
Jumbo Loan
First Time
Low Down Payment
Investment Property
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller Paid Buydown
Refinance Mortgage Loan
Cash-Out Refinance
VA Loan Refinance

Fixed-Rate Mortgage
FHA Loan
VA Loan
Rehab Loan
USDA Loan
Jumbo Loan
First Time
Low Down Payment
Investment Property
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller Paid Buydown
Refinance Mortgage Loan
Cash-Out Refinance
VA Loan Refinance

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About Us
- Team
Loan Programs
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Reviews
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About Us
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Loan Programs
Best Price Guarantee
Reviews
Contact Us

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