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team@rate-advantage.com
737-260-0099
Austin, TX

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Ilia C

Excellent experience. Always responsive helpful issues solving.

Testimonials

What They Say

Hear from our happy homeowners and see why clients trust Rate Advantage for the best mortgage experience.

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★★★★★ Rated 5 out of 5

Justin has been wonderful. He took a lot of time to explain the home buying process and broke down all the numbers. It was my first home purchase which is scary but he was amazing. A year and a half later he still answers questions for me or offers help

Gina M

★★★★★ Rated 5 out of 5

Thank you for taking the time to send me the emails and i look forward and working with you guys

Eduvelia R

★★★★★ Rated 5 out of 5

Justin has always exceeded my expectations as a lender! His team have the process down like a well oiled machine and are great with not only getting loans done quickly but keeping everyone informed throughout the process.

Amanda R

★★★★★ Rated 5 out of 5

Best lender in town!

Justin H

★★★★★ Rated 5 out of 5

There are not enough stars above to rate them higher or I would have. One of the very biggest assets this company has is its ability to EFFECTIVELY AND TIMELY COMMUNICATE on every detail and every aspect of the process. My particular situation was a difficult one for me but

Captain B

★★★★★ Rated 5 out of 5

Justin was very good at securing my mortgage. I definitely appreciate his texts & follow-up with information.

Carol K

★★★★★ Rated 5 out of 5

I was referred to Justin through my awesome Realtor Chris Torrey. Justin called me one night about 7:00 and said he had about ten minutes to answer my questions. Forty-five minutes later we got off the phone with his assurance his staff would reach out to me the next day.

Shannon T

★★★★★ Rated 5 out of 5

Justin Hrabovsky has been my go to lender since 2014. He provides exceptional service easy to talk to and very knowledgeable when it comes to mortgages. His background in real estate and new home sales serves him well as he is able to really relate to his clients. He has

Chris T

★★★★★ Rated 5 out of 5

Justin and his team have the ability to combine the highest level of professionalism with the personal touch that makes everyone feel like family. I would highly recommend Justin and his team

Nick W

★★★★★ Rated 5 out of 5

We had a quick closing situation due to the lack of diligence on the part of a previous loan manager. Jason was able to take the ball and get us set up and closed in less than three weeks. He and his team were awesome to work with and made

Kathy K

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Have questions? Our team is just a call or message away—let’s simplify your path to homeownership.

team@rate-advantage.com
737-260-0099
11200 Menchaca Rd Bldg 4 Ste 5 Austin TX 78748

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We specialize in offering tailored mortgage solutions, helping clients achieve their dream homes with expert guidance, personalized service, and a commitment to simplifying every step of the home financing journey.

Loan Programs

Fixed-Rate Mortgage
FHA Loan
VA Loan
Rehab Loan
USDA Loan
Jumbo Loan
First Time
Low Down Payment
Investment Property
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller Paid Buydown
Refinance Mortgage Loan
Cash-Out Refinance
VA Loan Refinance

Fixed-Rate Mortgage
FHA Loan
VA Loan
Rehab Loan
USDA Loan
Jumbo Loan
First Time
Low Down Payment
Investment Property
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller Paid Buydown
Refinance Mortgage Loan
Cash-Out Refinance
VA Loan Refinance

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About Us
- Team
Loan Programs
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Reviews
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About Us
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Reviews
Contact Us

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