Justin and his team were great. I used him 4 years ago to purchase our first house. And when I reached out to him about refinancing this year he called me back within 10 minutes. By the next morning I was contacted by someone else from the team to submit all the necessary documents. And by that evening I was given estimates.Every member of the team that I spoke with was so nice and explained everything to me. They took all of the stress out of the refinancing process.