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team@rate-advantage.com
737-260-0099
Austin, TX

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Derrick S

Matt Desdanie and the other Hrabovsky team members did an exceptional work for me.

Testimonials

What They Say

Hear from our happy homeowners and see why clients trust Rate Advantage for the best mortgage experience.

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★★★★★ Rated 5 out of 5

I was referred to Justin through my awesome Realtor Chris Torrey. Justin called me one night about 7:00 and said he had about ten minutes to answer my questions. Forty-five minutes later we got off the phone with his assurance his staff would reach out to me the next day.

Shannon T

★★★★★ Rated 5 out of 5

Justin Hrabovsky has been my go to lender since 2014. He provides exceptional service easy to talk to and very knowledgeable when it comes to mortgages. His background in real estate and new home sales serves him well as he is able to really relate to his clients. He has

Chris T

★★★★★ Rated 5 out of 5

Justin and his team have the ability to combine the highest level of professionalism with the personal touch that makes everyone feel like family. I would highly recommend Justin and his team

Nick W

★★★★★ Rated 5 out of 5

We had a quick closing situation due to the lack of diligence on the part of a previous loan manager. Jason was able to take the ball and get us set up and closed in less than three weeks. He and his team were awesome to work with and made

Kathy K

★★★★★ Rated 5 out of 5

I highly recommend The Justin Hrabovsky Mortgage Team for anyone in the market for a house in Austin. In a fast paced market like the one we are experiencing in Austin Justin’s team was able to move quickly and meet all of our requirements and short time to close. Great

Brett H

★★★★★ Rated 5 out of 5

Wow where to start!! I came in like every first time home owner concerned of all the things I didn’t know. I knew what I could afford but was at a lost of what kind of loan I needed. Justin and his team were incredible at putting me at ease.

Eric G

★★★★★ Rated 5 out of 5

Justin is repeatedly able to accomplish what other lenders are not capable of. Part of that is the company he affiliates with but the majority of that is due to his endless pursuit of education in the lending field. His efforts toward knowing all types of loan options have benefited

Rookie E

★★★★★ Rated 5 out of 5

The transaction with Justin and his team was fabulous I have been on both sides of the transaction with Justin’s team. I was kept in the loop all the way through the process.Justin and his team is friendly and very easy to work with always smilingworking with Justin you can

Debora F

★★★★★ Rated 5 out of 5

Justin and his team were phenomenal. This was our first time buying a house and was very nervous and uneducated about it. Justin and his team really helped ease that by explaining the process and different options. They treated us like we were their only client and if for some

Daniel C

★★★★★ Rated 5 out of 5

Justin Hrabovsky made our loan process an amazing experience. It is obvious that he is passionate about his work and his customers. This was made clear through his constant updates and evaluations during the entire process. My wife and I will always seek Justin’s experience in any future loans we

Ronnie S

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Have questions? Our team is just a call or message away—let’s simplify your path to homeownership.

team@rate-advantage.com
737-260-0099
11200 Menchaca Rd Bldg 4 Ste 5 Austin TX 78748

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We specialize in offering tailored mortgage solutions, helping clients achieve their dream homes with expert guidance, personalized service, and a commitment to simplifying every step of the home financing journey.

Loan Programs

Fixed-Rate Mortgage
FHA Loan
VA Loan
Rehab Loan
USDA Loan
Jumbo Loan
First Time
Low Down Payment
Investment Property
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller Paid Buydown
Refinance Mortgage Loan
Cash-Out Refinance
VA Loan Refinance

Fixed-Rate Mortgage
FHA Loan
VA Loan
Rehab Loan
USDA Loan
Jumbo Loan
First Time
Low Down Payment
Investment Property
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller Paid Buydown
Refinance Mortgage Loan
Cash-Out Refinance
VA Loan Refinance

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